Cost of Living Schemes

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Help with Living Costs

There are many different schemes that may be able to help you whether you get benefits or not.

Cost of Living Discretionary Schemes

Local authorities in Wales were given extra funding by the Welsh Government to create a scheme to support their citizens. If you need any help to apply for these Advice Line on 029 2087 1071, or visit your local Hub.

 

In Cardiff we are:

  • Adding extra money to the Discretionary Housing Payment (DHP) scheme which helps those with a shortfall between their Universal Credit Housing Costs/ or Housing Benefit and their full rent. Apply for help here.
  • Helping those who have an assessed contribution towards their cost of care who are no longer able to afford due to increased cost of living. Concerns should be raised with your allocated social worker in the first instance.
  • £150 to those families in receipt of free school meals who did not qualify for help under the main Cost of Living Welsh Government Scheme- we are writing to families we think qualify. Contact us if you think you should get the payment but haven’t heard from us
  • £150 to families affected by benefit cap- we are writing to families we think qualify. Contact us if you think you should get the payment but haven’t heard from us.
  • Putting funds into a Fuel Voucher scheme to help those with a financial need for immediate help- if you are on a metered supply and need urgent help, contact us.
  • Money Advice Team will have funds to support those who are struggling with cost of living. Our advisors will check the benefits, grants and discounts you are entitled to, and help with budgeting and debt. If they identify you would benefit from a discretionary payment to help with the cost of living, they will apply for you. Contact us for more information

Welsh Government Fuel Support Scheme 2022-23

This year’s scheme will be extended to support more vulnerable people including those on child tax credits, pension credits, disability benefits, carers allowance, contributory benefits and those receiving help from the Council Tax Reduction Scheme to pay their council tax bill.

A one of payment of £200 will be made to eligible households, with applications open from 26th September 2022, and payments being made from October onwards.

Further details and how to apply will be added to our websites nearer the start of the scheme.

Central Government Schemes

The following schemes are run by Central Government in Westminster.

You will be paid in the same way you currently receive your benefits and will be paid automatically. See www.gov.uk/guidance/cost-of-living-payment for full eligibility and payment dates.

Cost of Living Scheme for those on Low Income Benefits and Tax Credits

If you are eligible, a payment of £650 paid in two lump sums, one July and one Autumn if you are in receipt of:

  • Universal Credit
  • Job Seekers Allowance (IB)
  • Employment and Support Allowance (ESA)
  • Income Support
  • Pension Credit
  • Child Tax Credit
  • Working Tax Credit

If claiming jointly, the payment is between you. Not available to those on Job Seekers Allowance (New Style) or Employment and Support Allowance (New Style) unless you get Universal Credit as well.

Disability Cost of Living Payment

You may get a payment of £150 in September 2022 if you’re receiving:

  • Attendance Allowance
  • Disability Living Allowance
  • Personal Independence Payments
  • Armed Forces Independence Payments
  • War Pension Mobility Supplement
  • Constant Attendance Allowance

Pensioner Cost of Living Payment

If you are entitled to Winter Fuel Payment for Winter 2022-2023 you will get extra £300 for your household paid in November 2022.

See the website www.gov.uk for full details as there are a range of payments dependant on circumstances.

You will be paid in the same way you currently receive your benefits and will be paid automatically. See www.gov.uk/guidance/cost-of-living-payment for full eligibility and payment dates.

If you need help or want to know more about these schemes or are struggling to afford your bills and the cost of living, call the Advice line on 029 2087 1071, see  or visit your local Hub.